Balance
|
|
|
|
|
|
|
|
|
|
|
建設銀行 (939)
|
|
|
|
|
|
|
|
A. 合併資產負債表
|
|
|
|
百分比
|
|
增長率
|
|
資產
|
|
|
|
|
|
|
|
|
|
(以百萬計算)
|
2,007
|
2,008
|
|
2007
|
2008
|
|
2007
|
2008
|
|
現金及存放中央銀行款項
|
843,724
|
1,247,450
|
|
12.79%
|
16.51%
|
|
|
47.85%
|
|
存放同業款項
|
24,108
|
33,096
|
|
0.37%
|
0.44%
|
|
|
37.28%
|
|
貴金屬
|
1,013
|
5,160
|
|
0.02%
|
0.07%
|
|
|
409.38%
|
|
拆出資金
|
64,690
|
16,836
|
|
0.98%
|
0.22%
|
|
|
-73.97%
|
|
交易性金融資產
|
29,819
|
50,309
|
|
0.45%
|
0.67%
|
|
|
68.71%
|
|
衍生金融資產
|
14,632
|
21,299
|
|
0.22%
|
0.28%
|
|
|
45.56%
|
|
買入返售金融資產
|
137,245
|
208,548
|
|
2.08%
|
2.76%
|
|
|
51.95%
|
|
應收利息
|
33,900
|
38,317
|
|
0.51%
|
0.51%
|
|
|
13.03%
|
|
客戶貸款和墊款
|
3,183,229
|
3,683,575
|
|
48.24%
|
48.75%
|
|
|
15.72%
|
|
可供出售金融資產
|
429,620
|
550,838
|
|
6.51%
|
7.29%
|
|
|
28.22%
|
|
持有至到期投資
|
1,191,035
|
1,041,783
|
|
18.05%
|
13.79%
|
|
|
-12.53%
|
|
應收款項債券投資
|
551,336
|
551,818
|
|
8.36%
|
7.30%
|
|
|
0.09%
|
|
對聯營和合營企業的投資
|
1,099
|
1,728
|
|
0.02%
|
0.02%
|
|
|
57.23%
|
|
固定資產
|
58,287
|
63,957
|
|
0.88%
|
0.85%
|
|
|
9.73%
|
|
長期租賃預付款
|
17,650
|
17,295
|
|
0.27%
|
0.23%
|
|
|
-2.01%
|
|
無形資產
|
1,134
|
1,253
|
|
0.02%
|
0.02%
|
|
|
10.49%
|
|
商譽
|
1,624
|
1,527
|
|
0.02%
|
0.02%
|
|
|
-5.97%
|
|
遞延所得稅資產
|
35
|
7,855
|
|
0.00%
|
0.10%
|
|
|
22342.86%
|
|
其他資產
|
13,997
|
12,808
|
|
0.21%
|
0.17%
|
|
|
-8.49%
|
|
資產總計
|
6,598,177
|
7,555,452
|
|
100%
|
100%
|
|
|
14.51%
|
|
|
|
|
|
|
|
|
|
|
|
負債
|
|
|
|
|
|
|
|
|
|
向中央銀行借款
|
6
|
6
|
|
0.000097%
|
0.000085%
|
|
|
0.00%
|
|
同業及其他金融機構存放款項
|
516,563
|
447,464
|
|
8.36%
|
6.31%
|
|
|
-13.38%
|
|
拆入資金
|
30,924
|
43,108
|
|
0.50%
|
0.61%
|
|
|
39.40%
|
|
交易性金融負債
|
10,809
|
3,975
|
|
0.18%
|
0.06%
|
|
|
-63.23%
|
|
衍生金融負債
|
7,952
|
18,565
|
|
0.13%
|
0.26%
|
|
|
133.46%
|
|
賣出回購金融資產
|
109,541
|
864
|
|
1.77%
|
0.01%
|
|
|
-99.21%
|
|
客戶存款
|
5,329,507
|
6,375,915
|
|
86.30%
|
89.96%
|
|
|
19.63%
|
|
應付職工薪酬
|
22,747
|
25,153
|
|
0.37%
|
0.35%
|
|
|
10.58%
|
|
應交稅費
|
33,514
|
35,538
|
|
0.54%
|
0.50%
|
|
|
6.04%
|
|
應付利息
|
38,902
|
59,695
|
|
0.63%
|
0.84%
|
|
|
53.45%
|
|
預計負債
|
1,656
|
1,806
|
|
0.03%
|
0.03%
|
|
|
9.06%
|
|
己發行債務證券
|
49,212
|
53,810
|
|
0.80%
|
0.76%
|
|
|
9.34%
|
|
遞延所得稅負債
|
771
|
5
|
|
0.01%
|
0.00%
|
|
|
-99.35%
|
|
其他負債
|
23,792
|
21,986
|
|
0.39%
|
0.31%
|
|
|
-7.59%
|
|
負債合計
|
6,175,896
|
7,087,890
|
|
100%
|
100%
|
|
|
14.77%
|
|
|
|
|
|
|
|
|
|
|
|
股東權益
|
|
|
|
|
|
|
|
|
|
股本
|
233,689
|
233,689
|
|
|
|
|
|
|
|
資本公積
|
90,241
|
90,241
|
|
|
|
|
|
|
|
投資重估儲備
|
16,408
|
11,156
|
|
|
|
|
|
|
|
盈餘公積
|
17,845
|
26,922
|
|
|
|
|
|
|
|
一般風險準備
|
31,548
|
46,628
|
|
|
|
|
|
|
|
未分配利潤
|
32,164
|
59,593
|
|
|
|
|
|
|
|
外幣報表折算差額
|
-918
|
-2,263
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
歸屬於本行股東權益合計
|
420,977
|
465,966
|
|
|
|
|
|
|
|
少數股東權益
|
1,304
|
1,596
|
|
|
|
|
|
|
|
股東權益合計
|
422,281
|
467,562
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
負債和股東權益總計
|
6,598,177
|
755,452
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
B. 重新整理後的資產負債表
|
|
|
|
百分比
|
|
增長率
|
|
資產
|
2,007
|
2,008
|
|
2007
|
2008
|
|
2007
|
2008
|
|
營運資產
|
|
|
|
|
|
|
|
|
|
現金及存放中央銀行款項
|
843,724
|
1,247,450
|
|
19.88%
|
24.31%
|
|
|
47.85%
|
|
存放同業款項
|
24,108
|
33,096
|
|
0.57%
|
0.65%
|
|
|
37.28%
|
|
拆出資金
|
64,690
|
16,836
|
|
1.52%
|
0.33%
|
|
|
-73.97%
|
|
客戶貸款和墊款
|
3,183,229
|
3,683,575
|
|
75.00%
|
71.79%
|
|
|
15.72%
|
|
對聯營和合營企業的投資
|
1,099
|
1,728
|
|
0.03%
|
0.03%
|
|
|
57.23%
|
|
固定資產
|
58,287
|
63,957
|
|
1.37%
|
1.25%
|
|
|
9.73%
|
|
長期租賃預付款
|
17,650
|
17,295
|
|
0.42%
|
0.34%
|
|
|
-2.01%
|
|
無形資產
|
1,134
|
1,253
|
|
0.03%
|
0.02%
|
|
|
10.49%
|
|
商譽
|
1,624
|
1,527
|
|
0.04%
|
0.03%
|
|
|
-5.97%
|
|
遞延所得稅資產
|
35
|
7,855
|
|
0.00%
|
0.15%
|
|
|
22342.86%
|
|
其他資產
|
13,997
|
12,808
|
|
0.33%
|
0.25%
|
|
|
-8.49%
|
|
貴金屬
|
1,013
|
5,160
|
|
0.02%
|
0.10%
|
|
|
409.38%
|
|
應收利息
|
33,900
|
38,317
|
|
0.80%
|
0.75%
|
|
|
13.03%
|
|
營運資產總額
|
4,244,490
|
5,130,857
|
|
100%
|
100%
|
|
|
20.88%
|
|
|
|
|
|
|
|
|
|
|
|
營運負債
|
|
|
|
|
|
|
|
|
|
向中央銀行借款
|
6
|
6
|
|
0.00010%
|
0.000086%
|
|
|
0.00%
|
|
同業及其他金融機構存放款項
|
516,563
|
447,464
|
|
8.61%
|
6.38%
|
|
|
-13.38%
|
|
拆入資金
|
30,924
|
43,108
|
|
0.52%
|
0.61%
|
|
|
39.40%
|
|
客戶存款
|
5,329,507
|
6,375,915
|
|
88.85%
|
90.95%
|
|
|
19.63%
|
|
應付職工薪酬
|
22,747
|
25,153
|
|
0.38%
|
0.36%
|
|
|
10.58%
|
|
應交稅費
|
33,514
|
35,538
|
|
0.56%
|
0.51%
|
|
|
6.04%
|
|
應付利息
|
38,902
|
59,695
|
|
0.65%
|
0.85%
|
|
|
53.45%
|
|
預計負債
|
1,656
|
1,806
|
|
0.03%
|
0.03%
|
|
|
9.06%
|
|
遞延所得稅負債
|
771
|
5
|
|
0.01%
|
0.00%
|
|
|
-99.35%
|
|
其他負債
|
23,792
|
21,986
|
|
0.40%
|
0.31%
|
|
|
-7.59%
|
|
營運負債總額
|
5,998,382
|
7,010,676
|
|
100%
|
100%
|
|
|
16.88%
|
|
|
|
|
|
|
|
|
|
|
|
營運資產淨額
|
-1,753,892
|
-1,879,819
|
|
|
|
|
|
7.18%
|
|
|
|
|
|
|
|
|
|
|
|
財務負債淨額
|
|
|
|
|
|
|
|
|
|
交易性金融負債
|
10,809
|
3,975
|
|
6.09%
|
5.15%
|
|
|
-63.23%
|
|
衍生金融負債
|
7,952
|
18,565
|
|
4.48%
|
24.04%
|
|
|
133.46%
|
|
賣出回購金融資產
|
109,541
|
864
|
|
61.71%
|
1.12%
|
|
|
-99.21%
|
|
己發行債務證券
|
49,212
|
53,810
|
|
27.72%
|
69.69%
|
|
|
9.34%
|
|
小計
|
177,514
|
77,214
|
|
100%
|
100%
|
|
|
-56.50%
|
|
|
|
|
|
|
|
|
|
|
|
交易性金融資產
|
29,819
|
50,309
|
|
1.27%
|
2.07%
|
|
|
68.71%
|
|
衍生金融資產
|
14,632
|
21,299
|
|
0.62%
|
0.88%
|
|
|
45.56%
|
|
買入返售金融資產
|
137,245
|
208,548
|
|
5.83%
|
8.60%
|
|
|
51.95%
|
|
可供出售金融資產
|
429,620
|
550,838
|
|
18.25%
|
22.72%
|
|
|
28.22%
|
|
持有至到期投資
|
1,191,035
|
1,041,783
|
|
50.60%
|
42.97%
|
|
|
-12.53%
|
|
應收款項債券投資
|
551,336
|
551,818
|
|
23.42%
|
22.76%
|
|
|
0.09%
|
|
小計
|
2,353,687
|
2,424,595
|
|
100%
|
100%
|
|
|
3.01%
|
|
財務負債/(資產)淨額
|
-2,176,173
|
-2,347,381
|
|
|
|
|
|
7.87%
|
|
|
|
|
|
|
|
|
|
|
|
少數股東權益
|
1,304
|
1,596
|
|
|
|
|
|
|
|
股東權益
|
420,977
|
465,966
|
|
|
|
|
|
10.69%
|
Income
|
|
|
|
|
|
|
|
|
|
|
建設銀行 (939)
|
|
|
|
|
|
|
|
|
|
A. 合併利潤表
|
|
|
|
百分比
|
|
增長率
|
|
(以百萬計算)
|
2,007
|
2,008
|
|
2007
|
2008
|
|
2007
|
2008
|
|
利息收入
|
284,823
|
356,500
|
|
221.84%
|
209.02%
|
|
|
25.17%
|
|
利息支出
|
-92,048
|
-131,580
|
|
-71.69%
|
-77.15%
|
|
|
42.95%
|
|
利息淨收入
|
192,775
|
224,920
|
|
150.15%
|
131.88%
|
|
|
16.67%
|
|
手續費及佣收入
|
32,731
|
40,056
|
|
25.49%
|
23.49%
|
|
|
22.38%
|
|
手續費及佣支出
|
-1,418
|
-1,610
|
|
-1.10%
|
-0.94%
|
|
|
13.54%
|
|
手續費及佣金淨收入
|
31,313
|
38,446
|
|
24.39%
|
22.54%
|
|
|
22.78%
|
|
交易淨收益
|
1,197
|
3,213
|
|
0.93%
|
1.88%
|
|
|
168.42%
|
|
股利收入
|
343
|
150
|
|
0.27%
|
0.09%
|
|
|
-56.27%
|
|
投資性證券淨(損失)/收益
|
1,298
|
-2,252
|
|
1.01%
|
-1.32%
|
|
|
-273.50%
|
|
其他經營淨收益/(損失)
|
-6,209
|
5,270
|
|
-4.84%
|
3.09%
|
|
|
-184.88%
|
|
經營收入
|
220,717
|
269,747
|
|
171.91%
|
158.16%
|
|
|
22.21%
|
|
經營費用
|
-92,327
|
-99,193
|
|
-71.91%
|
-58.16%
|
|
|
7.44%
|
|
|
128,390
|
170,554
|
|
100.00%
|
100.00%
|
|
|
32.84%
|
|
資產減值損失
|
|
|
|
|
|
|
|
|
|
- 客戶貸款和墊款
|
-20,106
|
-36,246
|
|
-15.66%
|
-21.25%
|
|
|
80.27%
|
|
- 其他
|
-7,489
|
-14,583
|
|
-5.83%
|
-8.55%
|
|
|
94.73%
|
|
資產減值損失
|
-27,595
|
-50,829
|
|
-21.49%
|
-29.80%
|
|
|
84.20%
|
|
對聯營和合營企業的投資收益
|
21
|
16
|
|
0.02%
|
0.01%
|
|
|
-23.81%
|
|
稅前利潤
|
100,816
|
119,741
|
|
78.52%
|
70.21%
|
|
|
18.77%
|
|
所得稅費用
|
-31,674
|
-27,099
|
|
-24.67%
|
-15.89%
|
|
|
-14.44%
|
|
淨利潤
|
69,142
|
92,642
|
|
53.85%
|
54.32%
|
|
|
33.99%
|
|
|
|
|
|
|
|
|
|
|
|
歸屬於:
|
|
|
|
|
|
|
|
|
|
本行股東的淨利潤
|
69,053
|
92,599
|
|
|
|
|
|
|
|
少數股東損益
|
89
|
43
|
|
|
|
|
|
|
|
淨利潤
|
69,142
|
92,642
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
歸屬於:
|
|
|
|
|
|
|
|
|
|
應付本行股東現金股利
|
|
|
|
|
|
|
|
|
|
當年己宣派中期現金股利
|
15,054
|
25,823
|
|
|
|
|
|
|
|
當年己宣派特別現金股利
|
16,339
|
0
|
|
|
|
|
|
|
|
於資產負債表日後建議的末期現金股利
|
15,190
|
19,560
|
|
|
|
|
|
|
|
|
46,583
|
45,383
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
基本及稀釋每股收益(人民幣)
|
0.30
|
0.40
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
B. 重新整理的合併利潤表
|
|
|
|
|
|
|
|
|
|
(以人民幣百元計)
|
2,007
|
2,008
|
|
|
|
|
|
|
|
經營收入:
|
|
|
|
|
|
|
|
|
|
利息收入
|
284,823
|
356,500
|
|
|
|
|
|
|
|
利息支出
|
-92,048
|
-131,580
|
|
|
|
|
|
|
|
利息淨收入
|
192,775
|
224,920
|
|
|
|
|
|
|
|
手續費及佣收入
|
32,731
|
40,056
|
|
|
|
|
|
|
|
手續費及佣支出
|
-1,418
|
-1,610
|
|
|
|
|
|
|
|
手續費及佣金淨收入
|
31,313
|
38,446
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
經營費用
|
-92,327
|
-99,193
|
|
|
|
|
|
|
|
資產減值損失
|
|
|
|
|
|
|
|
|
|
- 客戶貸款和墊款
|
-20,106
|
-36,246
|
|
|
|
|
|
|
|
- 其他
|
-7,489
|
-14,583
|
|
|
|
|
|
|
|
資產減值損失
|
-27,595
|
-50,829
|
|
|
|
|
|
|
|
稅前經營收入
|
104,166
|
113,344
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
稅項:
|
|
|
|
|
|
|
|
|
|
稅項 – 合併利潤表所載之項目
|
-31,674
|
-27,099
|
|
|
|
|
|
|
|
稅項 – 其他經營收入
|
-1,106
|
2,111
|
|
|
|
|
|
|
|
稅項
|
-32,780
|
-24,988
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
其他經營收入 (稅後):
|
|
|
|
|
|
|
|
|
|
對聯營和合營企業的投資收益
|
21
|
16
|
|
|
|
|
|
|
|
交易淨收益
|
1,197
|
3,213
|
|
|
|
|
|
|
|
股利收入
|
343
|
150
|
|
|
|
|
|
|
|
投資性證券淨(損失)/收益
|
1,298
|
-2,252
|
|
|
|
|
|
|
|
其他經營淨收益/(損失)
|
-6,209
|
5,270
|
|
|
|
|
|
|
|
小計
|
-3,350
|
6,397
|
|
|
|
|
|
|
|
稅務
|
1,106
|
-2,111
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
經營收入
|
69,142
|
92,642
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
股東權益表所載之綜合利潤:
|
|
|
|
|
|
|
|
|
|
計入股東權益的金額
|
21,202
|
-18,996
|
|
|
|
|
|
|
|
轉入當期損益的金額
|
2,514
|
1,200
|
|
|
|
|
|
|
|
稅率變化的影響
|
-145
|
0
|
|
|
|
|
|
|
|
外幣報表折算差額
|
-905
|
-1,345
|
|
|
|
|
|
|
|
提取盈餘公積
|
0
|
0
|
|
|
|
|
|
|
|
提取一般風險準備
|
0
|
0
|
|
|
|
|
|
|
|
對股東的分配
|
-52,064
|
-41,013
|
|
|
|
|
|
|
|
小計
|
-29,398
|
-60,154
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
少數股東損益
|
89
|
43
|
|
|
|
|
|
|
|
綜合利潤
|
39,655
|
32,445
|
|
|
|
|
|
|
Income B
|
|
|
|
|
建設銀行
|
|
C. 合併利潤表 (核心業務)
|
|
|
|
|
|
|
|
利息收入來自:
|
2007
|
2008
|
|
存放中央銀行款項
|
11,272
|
17,960
|
|
存放同業款項
|
436
|
548
|
|
拆出資金
|
1,691
|
1,423
|
|
買入返售金融資產
|
3,536
|
4,749
|
|
客戶貸款和墊款 - 公司類貸款和墊款
|
150,181
|
189,568
|
|
- 個人貸款和墊款
|
42,594
|
54,785
|
|
- 票據貼現
|
5,503
|
7,590
|
|
合計
|
215,213
|
276,623
|
|
利息支出來自:
|
|
|
|
同業及其他金融機構存放款項
|
-7,508
|
-9,764
|
|
拆入資金
|
-1,594
|
-1,360
|
|
賣出回購金融資產
|
-1,566
|
-571
|
|
己發行債務證券
|
-2,363
|
-2,426
|
|
客戶存款 - 公司類客戶存款
|
-38,800
|
-55,494
|
|
- 個人客戶存款
|
-39,380
|
-61,666
|
|
合計
|
-91,211
|
-131,281
|
|
淨利息收入
|
124,002
|
145,342
|
|
|
|
|
|
手續費及佣金收入:
|
|
|
|
代理業務手續貴
|
16,439
|
10,289
|
|
銀行卡手續費
|
5,254
|
7,153
|
|
顧問和諮詢費
|
2,792
|
6,998
|
|
結算與清算手續費
|
3,261
|
4,797
|
|
託管及其他受託業務佣金
|
3,267
|
4,759
|
|
信用承諾手續費
|
485
|
1,791
|
|
擔保手續費
|
578
|
1,311
|
|
其他
|
655
|
2,958
|
|
合計
|
32,731
|
40,056
|
|
|
|
|
|
手續費及佣金支出:
|
|
|
|
銀行卡交易費
|
-697
|
-888
|
|
銀行間交易費
|
-306
|
-327
|
|
其他
|
-415
|
-395
|
|
合計
|
-1,418
|
-1,610
|
|
手續費及佣金淨收入
|
31,313
|
38,446
|
|
|
|
|
|
經營用
|
-92,327
|
-99,193
|
|
|
|
|
|
資產減值損失 - 客戶貸款和墊款
|
-20,106
|
-36,246
|
|
- 其他
|
-7,489
|
-14,583
|
|
資產減值損失
|
-27,595
|
-50,829
|
|
|
|
|
|
稅前利潤
|
35,393
|
33,766
|
|
|
|
|
|
所得稅費用
|
-31,674
|
-27,099
|
|
扣除淨利息收入中非核心業務的稅項
|
21,583
|
21,490
|
|
扣除其他非核心業務的稅項
|
-1,126
|
1,599
|
|
所得稅
|
-11,217
|
-4,010
|
|
|
|
|
|
淨利潤
|
24,176
|
29,756
|
|
|
|
|
|
每股利潤(含少數股東權益) (EPS)
|
0.1065
|
0.1273
|
Cash Flow
|
|
|
|
|
建設銀行 (939)
|
|
A. 合併現金流量表
|
|
|
|
|
2007
|
2008
|
|
經營活動
|
|
|
|
稅前利潤
|
100,816
|
119,741
|
|
調整項目:
|
|
|
|
- 股利收入
|
-343
|
-150
|
|
-交易性及衍生工具重估收益'
|
-659
|
-1,977
|
|
-出售投資性證券的淨損失/(收益)
|
-1,298
|
2,252
|
|
-出售固定資產和其他長期資產的淨收益
|
-174
|
-99
|
|
-折現回撥
|
-1,939
|
-1,564
|
|
-對聯營和合營企業的投資收益
|
-21
|
-16
|
|
-未實現匯兌損失
|
8,309
|
10,454
|
|
-折舊及攤銷
|
7,847
|
9,351
|
|
-資產減值損失
|
27,595
|
50,829
|
|
己發行債券利息支出
|
1,942
|
2,030
|
|
|
142,075
|
190,851
|
|
|
|
|
|
經營資產及負債的變動
|
|
|
|
存放中央銀行及同業款項淨增加額
|
-331,585
|
-1,998,447
|
|
拆出資金淨減少/(增加)額
|
-1,469
|
7,770
|
|
客戶貸款和墊款淨增加
|
-418,314
|
-551,987
|
|
其他經營資產增加額
|
-135,953
|
-160,973
|
|
向中央銀行借款淨減少額
|
-15
|
0
|
|
拆入資金淨增加
|
7,213
|
15,084
|
|
客戶存款和同業及其他金融機構存放款項淨增加額
|
938,477
|
989,418
|
|
己發行存款證淨增加額
|
2,913
|
2,435
|
|
支付所得稅
|
-24,219
|
-32,187
|
|
其他經負債(減少)/增加
|
115,191
|
-81,318
|
|
經營活動產生的現金流量淨額
|
294,314
|
180,646
|
|
|
|
|
|
投資活動
|
|
|
|
收回收資收到的現金
|
857,744
|
968,424
|
|
取得投資收益收到的現金
|
343
|
150
|
|
少數股東對子公司增資收到的現金
|
1,120
|
236
|
|
出售子公司股權收到的現金
|
0
|
38
|
|
出售固定資產和其他長期資產所收款項
|
588
|
655
|
|
投資支付的現金
|
-1,128,576
|
-912,363
|
|
對聯營和合營企業增資所支付的現金
|
-1,001
|
-682
|
|
購入固定資產和其他長期資產所支付款項
|
-12,925
|
-17,699
|
|
投資活動產生/(所用)的現金流金量淨額
|
-282,707
|
38,759
|
|
|
|
|
|
籌資活動
|
|
|
|
發行債券所得款項
|
0
|
2,852
|
|
發行股份所得款項
|
57,119
|
0
|
|
分配股利支付的現金
|
-52,064
|
-40,960
|
|
償付己發行債券利息支付的現金
|
-1,915
|
-2,005
|
|
籌資活動(所用)/產生的現金流量淨額
|
3,140
|
-40,113
|
|
匯率變動對所持現金的影響
|
-1,728
|
-3,989
|
|
現金及現金等價物增淨額
|
13,019
|
175,303
|
|
於1月1日的現金及現金等價物
|
167,489
|
180,508
|
|
於12月31日的現金及現金等價物
|
180,508
|
355,811
|
|
|
|
|
|
經營活動產生的現金流量包括:
|
|
|
|
收取利息
|
270,276
|
283,299
|
|
支付利息, 不包括己發行債券利息支出
|
-85,525
|
-108,771
|
Equity
|
|
|
|
|
|
|
|
|
|
|
|
|
建設銀行 (939)
|
|
|
|
|
|
|
|
|
|
|
|
A. 合併股東權益表 (2008年)
|
|
|
|
|
|
|
|
|
|
|
|
|
歸屬於本行股東權益
|
|
|
|
|
|
股本
|
資本公積
|
投資重估儲備
|
盈餘公積
|
一般風險準備
|
未分配利潤
|
外幣報表拆算差額
|
少數股東權益
|
股東權益合計
|
|
|
2008年1月1日
|
233,689
|
90,241
|
16,408
|
17,845
|
31,548
|
32,164
|
-918
|
1,304
|
422,281
|
|
|
本年增減變動金額
|
0
|
0
|
-5,252
|
9,077
|
15,080
|
27,429
|
-1,345
|
292
|
45,281
|
|
|
(1) 淨利潤
|
0
|
0
|
0
|
0
|
0
|
92,599
|
0
|
43
|
92,642
|
CI
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(2) 直接計入股東權益的利得和損失
|
0
|
0
|
-5,252
|
0
|
0
|
0
|
-1,345
|
-2
|
-6,599
|
|
|
1. 可供出售金融資產公允價值變動淨額
|
0
|
0
|
-6,996
|
0
|
0
|
0
|
0
|
-2
|
-6,998
|
|
|
其中: 計入股東權益的金額
|
0
|
0
|
-18,996
|
0
|
0
|
0
|
0
|
-2
|
-18,998
|
CI
|
|
轉入當期損益的金額
|
0
|
0
|
12,000
|
0
|
0
|
0
|
0
|
0
|
1,200
|
CI
|
|
2. 與計入股東權益項目相關的遞延所得稅影響
|
0
|
0
|
1,744
|
0
|
0
|
0
|
0
|
0
|
1,744
|
|
|
3. 外幣報表折算差額
|
0
|
0
|
0
|
0
|
0
|
0
|
-1,345
|
0
|
-1,345
|
CI
|
|
上述(1)和(2)的小計
|
0
|
0
|
-5,252
|
|
|
92,599
|
-1,345
|
41
|
86,043
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(3) 因股權變動引起的股東權益變化
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
274
|
274
|
|
|
1. 因增資引起的少數股東權益變動
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
212
|
212
|
|
|
2. 因出售股權引起的少數股東權益變動
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
38
|
38
|
|
|
3. 因設立新子公司產生的少數股東權益
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
24
|
24
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(4) 利潤分配
|
0
|
0
|
0
|
9,077
|
15,080
|
-65,170
|
0
|
-23
|
-41,036
|
|
|
1. 提取盈餘公積
|
0
|
0
|
0
|
9,077
|
0
|
-9,077
|
0
|
0
|
0
|
CI
|
|
2. 提取一般風險準備
|
0
|
0
|
0
|
0
|
15,080
|
-15,080
|
0
|
0
|
0
|
CI
|
|
3. 對股東的分配
|
0
|
0
|
0
|
0
|
0
|
-41,013
|
0
|
-23
|
-41,036
|
CI
|
|
2008年12月31日
|
233,689
|
90,241
|
11,156
|
26,922
|
46,628
|
59,593
|
-2,263
|
1,596
|
467,562
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
B. 重新整理的合併股東權益表 (2008年)
|
|
|
|
|
|
|
|
|
|
|
|
(以人民幣百萬計)
|
股東權益合計
|
少數股東權益
|
股東權益
|
|
|
|
|
|
|
|
|
2008年1月1日
|
422,281
|
1,304
|
420,977
|
|
|
|
|
|
|
|
|
股東權益變動:
|
0
|
0
|
0
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
綜合利潤:
|
|
|
|
|
|
|
|
|
|
|
|
淨利潤
|
92,642
|
43
|
92,599
|
|
|
|
|
|
|
|
|
計入股東權益的金額
|
-18,998
|
-2
|
-18,996
|
|
|
|
|
|
|
|
|
轉入當期損益的金額
|
1,200
|
0
|
1,200
|
|
|
|
|
|
|
|
|
外幣報表折算差額
|
-1,345
|
0
|
-1,345
|
|
|
|
|
|
|
|
|
提取盈餘公積
|
0
|
0
|
0
|
|
|
|
|
|
|
|
|
提取一般風險準備
|
0
|
0
|
0
|
|
|
|
|
|
|
|
|
對股東的分配
|
-41,036
|
-23
|
-41,013
|
|
|
|
|
|
|
|
|
2008年12月31日
|
454,744
|
1,322
|
453,422
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A. 合併股東權益表 (2007年)
|
|
|
|
|
|
|
|
|
|
|
|
|
歸屬於本行股東權益
|
|
|
|
|
|
股本
|
資本公積
|
投資重估儲備
|
盈餘公積
|
一般風險準備
|
未分配利潤
|
外幣報表拆算差額
|
少數股東權益
|
股東權益合計
|
|
|
2007年1月1日
|
224,689
|
42,091
|
-1,226
|
11,133
|
10,343
|
43,092
|
-13
|
95
|
330,204
|
|
|
本年增減變動金額
|
9,000
|
48,150
|
17,634
|
6,712
|
21,205
|
-10,928
|
-905
|
1,209
|
92,077
|
|
|
(1) 淨利潤
|
0
|
0
|
0
|
0
|
0
|
69,053
|
0
|
89
|
69,142
|
CI
|
|
(2) 直接計入股東權益的利得和損失
|
0
|
31
|
17,634
|
0
|
0
|
0
|
-905
|
0
|
16,760
|
|
|
1. 可供出售金融資產公允價值變動淨額
|
0
|
0
|
23,716
|
0
|
0
|
0
|
0
|
0
|
23,716
|
|
|
其中: 計入股東權益的金額
|
0
|
0
|
21,202
|
0
|
0
|
0
|
0
|
0
|
21,202
|
CI
|
|
轉入當期損益的金額
|
0
|
0
|
2,514
|
0
|
0
|
0
|
0
|
0
|
2,514
|
CI
|
|
2. 與計股東權益項目相關的遞延所得稅影響
|
0
|
0
|
-5,937
|
0
|
0
|
0
|
0
|
0
|
-5,937
|
|
|
3. 稅率變化的影響
|
0
|
0
|
-145
|
0
|
0
|
0
|
0
|
0
|
-145
|
CI
|
|
4. 外幣報表折算差額
|
0
|
0
|
0
|
0
|
0
|
0
|
-905
|
0
|
-905
|
CI
|
|
5. 其他
|
0
|
31
|
0
|
0
|
0
|
0
|
0
|
0
|
31
|
|
|
小計(1)和(2)
|
0
|
31
|
17,634
|
0
|
0
|
69,053
|
-905
|
89
|
85,902
|
|
|
(3) 因股權變動引起的股東權益變化
|
9,000
|
48,119
|
0
|
0
|
0
|
0
|
0
|
1,120
|
58,239
|
|
|
1. 發行新股
|
9,000
|
48,119
|
0
|
0
|
0
|
0
|
0
|
0
|
57,119
|
T
|
|
2. 因設立新子公司產生的少數股東權益
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1,120
|
1,120
|
|
|
(4) 利潤分配
|
0
|
0
|
0
|
6,712
|
21,205
|
-79,981
|
0
|
0
|
-52,064
|
|
|
1. 提取盈餘公積
|
0
|
0
|
0
|
6,712
|
0
|
-6,712
|
0
|
0
|
0
|
CI
|
|
2. 提取一般風險準備
|
0
|
0
|
0
|
0
|
21,205
|
-21,205
|
0
|
0
|
0
|
CI
|
|
3. 對股東的分配
|
0
|
0
|
0
|
0
|
0
|
-52,064
|
0
|
0
|
-52,064
|
CI
|
|
2007年12月31日
|
233,689
|
90,241
|
16,408
|
17,845
|
31,548
|
32,164
|
-918
|
1,304
|
422,281
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
B. 重新整理的合併股東權益表 (2007年)
|
|
|
|
|
|
|
|
|
|
|
|
(以人民幣百萬計)
|
股東權益合計
|
少數股東權益
|
股東權益
|
|
|
|
|
|
|
|
|
2007年1月1日
|
330,204
|
95
|
330,109
|
|
|
|
|
|
|
|
|
股東權益變動:
|
|
|
|
|
|
|
|
|
|
|
|
發行新股
|
57,119
|
0
|
57,119
|
|
|
|
|
|
|
|
|
小計
|
57,119
|
0
|
57,119
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
綜合利潤:
|
|
|
|
|
|
|
|
|
|
|
|
浄利潤
|
69,142
|
89
|
69,053
|
|
|
|
|
|
|
|
|
計入股東權益的金額
|
21,202
|
0
|
21,202
|
|
|
|
|
|
|
|
|
轉入當期損益的金額
|
2,514
|
0
|
2,514
|
|
|
|
|
|
|
|
|
稅率變化的影響
|
-145
|
0
|
-145
|
|
|
|
|
|
|
|
|
外幣報表折算差額
|
-905
|
0
|
-905
|
|
|
|
|
|
|
|
|
提取盈餘公積
|
0
|
0
|
0
|
|
|
|
|
|
|
|
|
提取一般風險準備
|
0
|
0
|
0
|
|
|
|
|
|
|
|
|
對股東的分配
|
-52,064
|
0
|
-52,064
|
|
|
|
|
|
|
|
|
小計
|
39,744
|
89
|
39,655
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2007年12月31日
|
427,067
|
184
|
426,883
|
|
|
|
|
|
|
|
Acct. Planning
|
|
|
|
建設銀行
|
|
財技明細表 (2008年度)
|
|
|
|
|
過早地記錄收入或記錄有問題收入
|
X
|
|
記錄不實收入
|
X
|
|
把非核心業務收入和核心業務收入混合
|
O
|
|
使用一次性所得抬高收入
|
X
|
|
把現在的費用往前或往後轉移
|
X
|
|
不記錄或不適當地減少負債
|
X
|
|
把現在的收入轉移到未來
|
X
|
|
把將來的費用作為特別費用轉移到現在
|
X
|
|
|
|
|
|
|
|
X: 未發表現或沒有足夠資料確定
|
|
|
O: 己發現
|
|
Ratio
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
建設銀行 (1398) 財務比率
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
短期償債能力 (Liquidity Ratio)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2007
|
2008
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
市場數據 (Market Data)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
啤打系數 (Beta)
|
N/A
|
1.149
|
939 vs. HSI - Data from Bloomberg – 2009.05.29
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
市盈率 (P/E Ratio)
|
N/A
|
13.417
|
Data from Bloomberg
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
市帳率 (P/B Ratio)
|
N/A
|
3.01
|
Date: 20090625
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
短期償債能力 (Liquidity Ratio)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
流動比率 (Current Ratio)
|
1.70
|
2.60
|
Current Assets / Current Liabilities
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
速動比率 (Quick Ratio)
|
1.70
|
2.60
|
Cash + Short-Term Investments + Receivables / Current Liabilities
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
現金比率 (Cash Ratio)
|
1.64
|
2.53
|
Cash + Short-Term Investments / Current Liabilities
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
槓杠比率 (Leverage Ratio)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
債務資產比率 (Debt-to-Equity)
|
0.94
|
0.94
|
Total Debt / Total Asset
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
資產負債比率 (Debt-to-Total Asset)
|
0.48
|
0.48
|
Total Debt / (Total Asset + Total Debt)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
盈利能力 (Profitability Ratio)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
每股淨利潤 (EPS)
|
0.30
|
0.40
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核心業務每股利潤
|
0.11
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0.13
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股東權益報酬率 (ROE)
|
16.40%
|
19.87%
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Net Income / Common Shareholders' Equity
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綜合股東權益報酬率 (ROCE)
|
9.42%
|
6.96%
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Comprehensive Income / Common Shareholders' Equity
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盈利能力 (Profitability Ratio)
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淨利潤及經營現金流
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淨利潤
|
69,142
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92,642
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經營現金流
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294,314
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180,646
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淨利潤及經營現金流
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